May 2005

8% Discount on Auto Insurance in Massachusetts

We don't ordinarily promote a local special as our lead story. But the new auto insurance discount in Massachusetts is so good we feel compelled to make sure that all of our Massachusetts members take note.

Massachusetts Better World Club members can now receive an 8% discount on their auto insurance. BWC has been awarded the reduction by Plymouth Rock Assurance Company. Plymouth Rock was originally selected by our insurance subsidiary because of its low complaint record. (Better World Insurance is known as American Consumer Insurance in Massachusetts.)

The size of the discount reflects the fact that the quality of Better World Club drivers is quite a bit better than average. Judging from our phone conversations with you, our members are also well above average in the number of receding hairlines and men who know nothing about automobiles, but we haven't been able to obtain a discount on these as yet.

If you are interested in the discount, please fill out this application.

American Consumer Insurance will respond with a quote within one business day. Of course, all Massachusetts insurance customers continue to receive free carbon offsets for their first 2,000 miles of driving just like all of our insurance customers.

And Better World is working on attractive insurance premiums for additional states beyond the four we currently serve. When we get them, we will give that announcement equal billing so no one can say that Massachusetts is our "favorite".

Pay-as-you-drive (PAYD) Auto Insurance: Is It Going Anywhere?

Car insurance is a necessary component to driving legally, but it's often quite expensive. And to those who don't drive often or very far, the cost can be daunting. Enter...Pay-As-You-Drive (PAYD) Insurance. Better World Club has testified in support of PAYD, which we consider to be fairer to consumers than conventional policies as well as environmentally advantageous.

Most people don't consider vehicle insurance to be a significant portion of a vehicle's total cost but the fact is, the average driver spends almost as much on insurance as they do on fuel. Insurance is considered a fixed cost and a reduction in mileage does not provide a reduction in the cost of insurance. However this could be changing. More

Travel Insurance - Do I Need It?

Successful vacations need good planning. No one likes to think of calamaties that can happen before or during a trip, but unfortunately they do happen. That's why we offer travel insurance. Policies cover a variety of incidents and situations. We offer coverage from 14 different providers and although an overview and comparison of each policy is available, the best place to compare all of our policies is from our Travel Insurance page. Costs vary and depend upon the number of travelers and the total amount of your trip.

Most policies cover the following:

Trip Cancellation
Baggage, Medical, Dental, Emergency Evacuation
24 Hour Traveler Assistance
Baggage Delay
Travel Delay
Accidental Death Coverages

Some policies also have options for:
Collision/Damage coverage for rented cars
Flight Insurance (a form of Accidental Death Coverage while flying only)
Emergency Evacuation insurance
Some package policies include coverage for children at no extra charge.

BUYcott of CITGO gasoline announced.

Jeff Cohen, founder of Fairness and Accuracy in Reporting (FAIR), the media watchdog, is asking Americans to move their gasoline purchases to CITGO. (He's calling it a "buycott" as opposed to a boycott.)

Citgo is a U.S. refining and marketing firm that is a wholly owned subsidiary of Venezuela's state-owned oil company. Money you pay to Citgo goes primarily to Venezuela -- not Saudi Arabia or the Middle East. There are 14,000 Citgo gas stations in the US. Click here to find one near you.

According to Cohen, by buying your gasoline at Citgo, you are contributing to the billions of dollars that Venezuela's democratic government is using to provide health care, literacy and education, and subsidized food for the majority of Venezuelans. You can find Cohen's full article at Common Dreams. (As you may know, the last Venezuelan election was a matter of some controversy and some would argue that not all of the oil money finds its way to Venezuelan domestic needs. We leave this to your judgment, but wanted you to be aware of this effort.)

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